Microfinance and women empowerment thesis

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And, in , the Grameen Bank and its founder Muhammad Yunus were jointly awarded the Nobel Prize for the contributions of microfinance in combating poverty and empowering women. Yunus claims that access to microfinance has the potential to empower economically poor people who have been ignored by the formal banking sector due to lack of collateral. And, as women constitute a greater proportion of the poor population, microfinance institutions preferentially target women in the provision of loans. Microfinance institutions point out the fact that a large number of women use microloans and that the loan recovery rate is around 98 per cent and support the narrative that microfinance enables women to establish microenterprises and generate profits sufficient enough to repay the loan and empower themselves, attracting the attention of governments and international development organizations Karim xxii.
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Microfinance and women's empowerment

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A research proposal on the Impacts of Microfinance in Kenya

Microfinance is alternative financial services for poor people, predominantly for women as they are more poverty-stricken and discriminated in Bangladesh. These services are more likely to be flexible than formal financial services so that poor women can afford and use for productive activities which can generate income either for them or for their families. Thus, women may create a chance to uplift themselves from current deprived conditions in many aspects include financial, familial, social and public life. Several data analysis methods were deployed to analyse the collected data.
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Microfinance and the Mirage of Women’s Empowerment

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Micro-finance is the provision of a broad range of financial services such as deposits, loans, payment services, money transfers, and insurance to poor and low-income households. A majority of the microfinance programmes target women with the explicit goal of reducing poverty and empowering them. Some argue that women are among the poorest and the most vulnerable of the underprivileged and thus, helping them should be a priority.
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